Logan Mohtashami
How will Moody’s downgrade of US debt affect mortgage rates?
To add to the list of dramatic events in 2025, Moody’s downgraded U.S. credit by one notch on Friday — from Aaa to Aa1...
Better mortgage spreads boost housing demand in 2025
One of the lesser known storylines in housing economics is that the improvement in mortgage spreads since 2023 has contributed to a noticeable trend...
The only remedy to build more homes? Lower mortgage rates
Today’s housing starts report clearly shows that to build more homes, we will need lower mortgage rates. Without lower rates, housing permits — which...
